Zama Titi

Zama is a fintech founder and transformation specialist with more than 20 years across banking, payments, financial services and the public sector. He has held senior roles at Nedbank, Absa CIB, FirstRand and the Ombud Council, working on digital banking, payments and enterprise operations.

He now runs MOMULA, which builds transaction safety infrastructure for procurement finance. The aim is to move lending away from credit risk and towards the transaction itself, opening up liquidity for the smaller suppliers inside complex procurement chains.